.guide-page{max-width:1400px;margin:0 auto}.guide-breadcrumb{display:flex;gap:12px;padding:24px clamp(22px,7.5vw,120px) 0;color:#847b6d;font-size:11px}.guide-breadcrumb a{color:inherit}.guide-hero{padding:clamp(56px,8vw,110px) clamp(22px,7.5vw,120px) 100px;display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,.9fr);gap:clamp(34px,8vw,130px);align-items:center}.guide-hero h1{font-family:var(--serif);font-weight:400;font-size:clamp(52px,6.4vw,92px);line-height:.96;letter-spacing:-.07em;margin:0}.guide-hero h1 em,.guide-page h2 em{font-style:italic;color:#77716a}.guide-dek{max-width:590px;color:var(--ink-soft);font-size:18px;line-height:1.55;margin:30px 0 30px}.guide-hero-image{overflow:hidden;height:460px;min-height:0;background:#201c18;box-shadow:16px 16px 0 #d0c5b5}.guide-hero-image img{width:100%;height:100%;display:block;object-fit:cover}.guide-answer{background:#eee9e1;padding:clamp(62px,8vw,110px) clamp(22px,12vw,190px)}.guide-answer h2{font-family:var(--serif);font-size:clamp(39px,4.6vw,68px);font-weight:400;line-height:1;letter-spacing:-.06em;max-width:850px;margin:0 0 26px}.guide-answer>p:not(.eyebrow){max-width:760px;color:#625c53;font-size:16px}.guide-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;border-top:1px solid #cec5b8;margin-top:48px;padding-top:21px}.guide-facts div{padding-right:24px;border-right:1px solid #cec5b8}.guide-facts div:last-child{border-right:0}.guide-facts span{font-family:var(--serif);font-style:italic;color:var(--gold);font-size:18px}.guide-facts strong{display:block;font-family:var(--serif);font-size:27px;font-weight:400;margin:18px 0 6px}.guide-facts p{margin:0;color:#746d62;font-size:13px}.guide-columns{padding:clamp(62px,8vw,110px) clamp(22px,12vw,190px);display:grid;grid-template-columns:1fr 1fr;gap:16px}.guide-columns article{padding:34px;background:#fffdf9;border:1px solid #ded7cc}.guide-columns article h2{font-family:var(--serif);font-size:clamp(34px,3vw,48px);line-height:1;letter-spacing:-.05em;font-weight:400;margin:0 0 20px}.guide-columns article p:not(.eyebrow){color:#686158;font-size:15px}.guide-columns ul{padding-left:20px;color:#686158;font-size:14px}.guide-columns li{margin:11px 0}.guide-dark-card{background:var(--ink)!important;border-color:var(--ink)!important;color:var(--white)}.guide-dark-card .eyebrow{color:#b6aa98}.guide-dark-card h2{color:var(--white)}.guide-dark-card p:not(.eyebrow){color:#b4aea4!important}.guide-dark-card .light-link{color:var(--gold-soft);display:inline-block;margin-top:15px}.guide-cta{margin:0 clamp(22px,7.5vw,120px);padding:45px 50px;background:var(--gold);display:flex;align-items:center;justify-content:space-between;gap:28px}.guide-cta h2{font-family:var(--serif);font-size:clamp(37px,4.4vw,62px);font-weight:400;line-height:.98;letter-spacing:-.06em;margin:0}.guide-cta .eyebrow{color:#715a35;margin-bottom:14px}.guide-offers{padding:clamp(70px,8vw,120px) clamp(22px,7.5vw,120px)}.guide-offer-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:13px}.guide-offer-grid article{background:#fffdf9;border:1px solid #ded7cc;padding:26px;min-height:240px;display:flex;flex-direction:column}.guide-offer-grid h3{font-family:var(--serif);font-size:31px;font-weight:400;letter-spacing:-.05em;margin:28px 0 10px}.guide-offer-grid p{color:#6c665d;font-size:14px}.guide-offer-grid .card-link{margin-top:auto}.guide-faq{padding:0 clamp(22px,12vw,190px) 110px}.guide-faq details{border-top:1px solid var(--line);padding:21px 0}.guide-faq details:last-child{border-bottom:1px solid var(--line)}.guide-faq p{max-width:720px;color:#70695f;font-size:14px;margin:14px 35px 2px 0}@media (max-width:800px){.guide-hero{grid-template-columns:1fr;padding-bottom:75px}.guide-hero-image{height:320px;min-height:0;order:-1}.guide-facts,.guide-columns,.guide-offer-grid{grid-template-columns:1fr}.guide-facts{gap:0}.guide-facts div{border-right:0;border-bottom:1px solid #cec5b8;padding:18px 0}.guide-facts div:last-child{border-bottom:0}.guide-columns{padding-left:22px;padding-right:22px}.guide-cta{margin:0 22px;display:block;padding:34px 27px}.guide-cta .button{margin-top:28px}.guide-offers{padding-left:22px;padding-right:22px}.guide-breadcrumb{padding-left:22px;padding-right:22px}}
.guides-section{background:#f5f2ec}.guides-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.guide-card{min-height:420px;background:#fffdf9;border:1px solid #ded7cc;color:var(--ink);text-decoration:none;display:flex;flex-direction:column;overflow:hidden;transition:transform .2s,box-shadow .2s}.guide-card:hover{transform:translateY(-5px);box-shadow:0 16px 30px rgba(38,31,20,.12)}.guide-card>img{width:100%;height:180px;display:block;object-fit:cover}.guide-card-body{padding:22px;display:flex;flex-direction:column;flex:1}.guide-card-body strong{font-family:var(--serif);font-size:29px;font-weight:400;line-height:1.02;letter-spacing:-.05em;margin:25px 0 10px}.guide-card-body small{color:#71695f;font-size:12px;line-height:1.45}.guide-card-link{font-size:11px;font-weight:800;margin-top:auto;padding-top:24px}.guide-card-dark{background:var(--ink);color:var(--white);border-color:var(--ink)}.guide-card-dark .guide-card-body small{color:#b4aea4}.guide-card-dark .guide-card-link{color:var(--gold-soft)}
@media (max-width:1050px){.guides-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-card:last-child{grid-column:span 2}}
@media (max-width:800px){.guides-grid{grid-template-columns:1fr}.guide-card:last-child{grid-column:auto}}
.guides-section .guides-grid>.guide-card:last-child{grid-column:1/-1;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);min-height:300px}.guides-section .guides-grid>.guide-card:last-child>img{height:100%;min-height:300px}.guides-section .guides-grid>.guide-card:last-child .guide-card-body{justify-content:center;padding:38px}.guides-section .guides-grid>.guide-card:last-child .guide-card-body strong{font-size:clamp(31px,3.4vw,48px);max-width:540px}
@media (max-width:800px){.guides-section .guides-grid>.guide-card:last-child{display:flex;grid-column:auto}.guides-section .guides-grid>.guide-card:last-child>img{height:180px;min-height:0}.guides-section .guides-grid>.guide-card:last-child .guide-card-body{padding:22px}.guides-section .guides-grid>.guide-card:last-child .guide-card-body strong{font-size:29px}}
.related-guides{background:#eee9e1}.related-guides .section-heading{margin-bottom:34px}.related-guides .section-intro{max-width:330px}.related-guides .guide-card{min-height:315px}.related-guides .guide-card>img{height:145px}.related-guides .guide-card-body{padding:18px 20px}.related-guides .guide-card-body strong{font-size:25px;margin:16px 0 8px}.related-guides .guide-card-link{padding-top:18px}
.terms-layout{display:grid;grid-template-columns:220px minmax(0,1fr);gap:clamp(34px,7vw,110px);align-items:start;background:#f5f2ec}.terms-index{position:sticky;top:108px;display:flex;flex-direction:column;gap:11px;padding-top:8px}.terms-index a{color:#655e54;text-decoration:none;font-size:13px;border-bottom:1px solid transparent;width:max-content}.terms-index a:hover,.terms-index a:focus-visible{color:var(--ink);border-color:var(--gold)}.terms-list .compact-heading{margin-bottom:34px}.term-card{display:grid;grid-template-columns:45px minmax(0,1fr);gap:17px;border-top:1px solid var(--line);padding:27px 0 29px}.term-card:last-child{border-bottom:1px solid var(--line)}.term-card>span{font-family:var(--serif);font-style:italic;color:var(--gold);font-size:18px}.term-card h3{font-family:var(--serif);font-size:32px;font-weight:400;line-height:1;letter-spacing:-.05em;margin:0 0 10px}.term-card p{color:#686158;font-size:14px;line-height:1.55;margin:0;max-width:700px}
@media (max-width:800px){.terms-layout{display:block}.terms-index{position:static;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 18px;border-bottom:1px solid var(--line);padding:0 0 24px;margin-bottom:60px}.terms-index .eyebrow{grid-column:1/-1;margin-bottom:3px}.term-card{grid-template-columns:33px minmax(0,1fr);gap:10px}.term-card h3{font-size:29px}}